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Have you ever face a situation where a friend or an acquaintance borrows money from you and promises to return which failed to do so? Or have you ever face a situation where you sold goods or provided services to a client but unable to receive the sum of the goods delivered or the payments
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Over the past few decades, Malaysia has undergone a remarkable urban transformation. The country’s relentless drive for progress has spurred the development of high-rise buildings, catering to the increasing demand for space within urban areas. This shift has led to a pronounced demographic shift, with more and more Malaysians opting for high-rise living as their

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